CASH FLOW CALCULATORS

• bud01: How does inflation impact my standard of living?

• bud02: How much am I spending?

• bud03: How much do I need for emergencies?

• bud04: Should I pay down debt or invest my monthly surplus?

• bud05: How long will my money last with systematic withdrawals?

• bud06: Should my spouse enter the work force?

• bud07: What is my current net worth?

• bud08: What is my projected net worth?

• bud09: What is my current cash flow?

• bud10: What is my projected cash flow?

• bud11: What is the value of reducing, postponing or foregoing expenses?

• bud12: Historical inflation - Compare purchasing power

• bud13: Balance My Checkbook

CREDIT & DEBT CALCULATORS

• det01: How long will it take to pay off my credit card(s)?

• det02: How long until my loan is paid off?

• det03: What would my loan payments be?

• det04: Do I have too much debt?

• det05: What is the balance on my loan?

• det06: Should I consolidate my personal debt into a new loan?

• det07: Restructuring debts for accelerated payoff

• det08: Which is better: Cash up front or payments over time?

• det09: What is the impact of making extra payments on my debt?

• det10: Should I pay off debt or invest?

• det11: Should I transfer my credit card balances?

TAXATION CALCULATORS

• inc01: What is my potential estate tax liability?

• inc02: 2015 federal income tax calculator

• inc03: Should I adjust my payroll withholdings?

• inc04: Will my investment interest be deductible?

• inc05: How much self-employment tax will I pay?

• inc06: Capital gains (losses) tax estimator

• inc07: Compare taxable, tax-deferred, and tax-free investment growth

• inc08: How much of my social security benefit may be taxed?

• inc09: What are the tax implications of paying interest?

• inc10: Should I itemize or take the standard deduction?

• inc11: What is my tax-equivalent yield?

• inc12: 2015 tax refund estimator

• inc13: Tax freedom day

PAYCHECK & BENEFITS CALCULATORS

• pay01: How much will my company bonus net after taxes?

• pay02: How will payroll adjustments affect my take-home pay?

• pay03: Convert my salary to an equivalent hourly wage

• pay04: Convert my hourly wage to an equivalent annual salary

• pay05: What is the future value of my employee stock options?

• pay06: Should I exercise my 'in-the-money' stock options?

• pay07: What may my 401(k) be worth?

• pay08: What is the impact of increasing my 401(k) contribution?

• pay09: What may my 457(b) be worth?

• pay10: What is the impact of increasing my 457(b) contribution?

• pay11: What may my 403(b) Plan be worth?

• pay12: What is the impact of increasing my 403(b) contribution?

RETIREMENT CALCULATORS

• ret01: How will retirement impact my living expenses?

• ret02: How much will I need to save for retirement?

• ret03: Are my current retirement savings sufficient?

• ret04: Social security retirement income estimator

• ret05: How does inflation impact my retirement income needs?

• ret06: I'm retired, how long will my savings last?

• ret07: When should I begin saving for retirement?

• ret08: Should I convert discretionary expenses to savings?

• ret09: How much retirement income may my 401(k) provide?

• ret10: Compare a Roth 401(k) to a Traditional 401(K)

INVESTMENT CALCULATORS

• inv01: How should I allocate my assets?

• inv02: Compare taxable vs. tax-free investment return

• inv03: What is the value of a bond?

• inv04: What is the return on my real estate investment?

• inv05: What is the value of compound interest?

• inv06: What is the value of a call or put option?

• inv07: Taxable vs. tax-advantaged savings?

• inv08: What is my risk tolerance?

• inv09: What is the long-term impact of increased investment return?

• inv10: Certificate of deposit (CD) analyzer

• inv11: What is the dividend yield on a stock?

• inv12: How do expenses impact mutual fund returns?

• inv13: Certificate of deposit (CD) laddering strategy

• inv14: Share Certificate analyzer

• inv15: Share Certificate laddering strategy

BUSINESS CALCULATORS

• bus01: What are the tax savings of a qualified retirement/cafeteria plan?

• bus02: What are my new business startup costs?

• bus03: Should I pay or charge monthly, quarterly or annually?

• bus04: What is the value of my business?

• bus05: How many units do I need to sell to breakeven?

• bus06: Should I lease or buy equipment?

• bus07: What are my business financial ratios?

• bus08: What is my employee total compensation package worth?

• bus09: What are my tax savings with Section 179 deduction?

COLLEGE CALCULATORS

• col01: How much should I be saving for college?

• col02: Will I be able to pay back my student loans?

• col03: What are the advantages of a Coverdell ESA?

• col04: What are the advantages of a 529 college savings plan?

• col05: What is the value of a college education?

• col06: What are the payments on a parental (PLUS) loan?

• col07: Should I live at home, on campus, or off campus?

• col08: When should I begin saving for my child's college?

HOME & MORTGAGE CALCULATORS

• hom01: How much home can I afford?

• hom02: Should I refinance my mortgage?

• hom03: Mortgage calculator

• hom04: Comparing mortgage terms (i.e. 15, 20, 30 year)

• hom05: Should I pay discount points for a lower interest rate?

• hom06: Should I rent or buy a home?

• hom07: Should I convert to a bi-weekly payment schedule?

• hom08: Compare a 'no-cost' vs. traditional mortgage

• hom09: What are the tax savings generated by my mortgage?

• hom10: Which is better, fixed or adjustable-rate mortgage?

• hom11: Adjustable rate mortgage calculator

• hom12: How do closing costs impact the interest rate?

• hom13: Compare an interest-only vs. traditional mortgage

• hom14: How much can I borrow from my home equity (HELOC)?

• hom15: Loan Comparison Calculator

INSURANCE CALCULATORS

• ins01: How much life insurance do I need?

• ins02: What is my life expectancy?

• ins03: What are my needs for burial and final expenses?

• ins04: How much disability income insurance do I need?

• ins05: What are the chances of becoming disabled?

• ins06: What are my long-term care insurance needs?

• ins07: How much will I earn in my lifetime?

• ins08: What are the tax advantages of an annuity?

• ins09: How long will my current life insurance proceeds last?

• ins10: What is the future value of an annuity?

• ins11: Which is better, comprehensive plan or high-deductible plan with HSA?

• ins12: Compare a taxable investment to a tax-deferred investment

QUALIFIED PLANS CALCULATORS

• qua01: Evaluate my company pension payout options

• qua02: How much can I contribute to an IRA?

• qua03: How much retirement income may an IRA provide?

• qua04: Should I convert to a Roth IRA?

• qua05: What will my qualified plan(s) be worth at retirement?

• qua06: What is my current year required minimum distribution?

• qua07: What is my projected required minimum distributions?

• qua08: What are my lump sum distribution options?

• qua09: How do I maximize my employer 401(k) match?

• qua10: What is the impact of borrowing from my retirement plan?

• qua11: What is the impact of early withdrawal from my 401(k)?

• qua12: I'm self-employed, how much can I contribute to a retirement plan?

• qua13: Net unrealized appreciation (NUA) vs. IRA rollover?

• qua14: What are my Stretch IRA distributions?

• qua15: 72(t) early distribution analysis

SAVING CALCULATORS

• sav01: Becoming a millionaire

• sav02: Income generated by a savings plan

• sav03: How long will it take to double my savings?

• sav04: How long until my savings reach my goal?

• sav05: Save now vs. save later

• sav06: How much should I save to reach my goal?

• sav07: What could my current savings grow to?

• sav08: Calculate rate of return

• sav09: How do taxes and inflation impact my investment return?

• sav10: What is the effective annual yield on my investment?

AUTO CALCULATORS

• aut01: Should I lease or purchase an auto?

• aut02: Auto purchase - Loan versus 0% dealer financing?

• aut03: What would my auto payments be?

• aut04: Should I upgrade to a more fuel efficient vehicle?

• aut05: Auto loan - Accelerated payoff

• aut06: How much vehicle can I afford?

• aut07: Should I refinance my auto loan at a lower rate?

• aut08: How much can I lower my monthly payment with a new auto loan?

OTHER CALCULATORS

• det14: What is my credit score?

• cus35: Add, Subtract, Multiply, Divide